ISA FAQs
ISA FAQs
With an Individual Savings Account (ISA), you don’t pay tax on the interest you earn.
You can only open a Cash ISA with YBS, but there are four types of ISAs to choose from:
You can only open a Cash ISA with YBS, but there are four types of ISAs to choose from:
- Cash ISAs
- Stocks and Shares ISAs
- Innovative Finance ISAs
- Lifetime ISAs
In the 2025/26 tax year, you can open as many types of ISA as you like. There are four different types of ISA to choose from. You can only pay into one YBS Cash ISA using your ISA allowance per tax year.
Each tax year you’re given an annual ISA allowance – this is the maximum amount you’re allowed to pay in. For the 2025/26 tax year it's £20,000. You can split your allowance across the different types of ISAs. You can only pay into one YBS Cash ISA using your ISA allowance per tax year.
All of our easy access Cash ISAs are flexible. This means that you can withdraw money from your ISA account and pay it back in later, without affecting your annual ISA allowance – as long as it’s done in the same tax year.
If you manage your account online, you can login to your account to request an ISA transfer.
If you don’t manage your account online, please download a Cash ISA transfer form. If you would like to transfer more than one ISA, please complete a separate form for each one.
You can send it (with your passbook if you have one) to the address below or take it into your nearest branch or agency.
ISA Transfer Team
Savings
Yorkshire Building Society
Yorkshire House
Yorkshire Drive
Bradford
BD5 8LJ
If you don't have access to a printer, please get in touch and we'll send a form to you.
Please check the terms and conditions of the ISA you’re transferring to and from, in case there are any withdrawal restrictions or charges.
If you don’t manage your account online, please download a Cash ISA transfer form. If you would like to transfer more than one ISA, please complete a separate form for each one.
You can send it (with your passbook if you have one) to the address below or take it into your nearest branch or agency.
ISA Transfer Team
Savings
Yorkshire Building Society
Yorkshire House
Yorkshire Drive
Bradford
BD5 8LJ
If you don't have access to a printer, please get in touch and we'll send a form to you.
Please check the terms and conditions of the ISA you’re transferring to and from, in case there are any withdrawal restrictions or charges.
You can cancel your account if you change your mind within 14 days of applying. We'll refund your money along with any interest you've earned, and you'll be able to pay into another Cash ISA in the current tax year. There's no notice period or charge.
To do this, please call 0345 1200 300* or visit your nearest branch or agency.
If you don’t cancel within the 14-day period, you will have subscribed to a Cash ISA for this tax year and you won’t be able to subscribe to another Cash ISA with us.
To do this, please call 0345 1200 300* or visit your nearest branch or agency.
If you don’t cancel within the 14-day period, you will have subscribed to a Cash ISA for this tax year and you won’t be able to subscribe to another Cash ISA with us.
The content on this page is for reference and does not constitute financial advice. For impartial financial advice, try MoneyHelper.
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