Mortgages | Our best mortgage deals and rates | YBS
Bank of England (BoE) Base Rate Change: The BoE base rate decreased from 5.00% to 4.75% on 7 November 2024. Find out how this could affect your mortgage or savings account.
Mortgages
Find our best deals, use our mortgage calculators and apply for a mortgage.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Compare rates
Use our mortgage finder to find deals for you.
Existing customers
Already got a mortgage with YBS? Find help and deals for you.
Get a Decision in Principle
This 10-15 minute application tells you how much you could borrow.
First time buyers
Find help and deals just for first time buyers.
Home movers
Use our mortgage finder to find the right home mover mortgage for you.
Remortgage to YBS
Find and compare our remortgage deals.
Mortgage calculators
Looking to remortgage or buy a house? Find out how much we might be able to lend you.
Find out how much you can borrow
Just a handful of questions and you can find out how much we might lend to you.
Takes about 2 minutes to complete.
How much will you pay each month?
Use our repayment calculator to find out how much your monthly repayments might be.
Takes about 2 minutes to complete.
Mortgages help and support
Need help?
Chat to our mortgage specialists about your options.
9am to 5pm Monday to Friday
9am to 1pm Saturday
Calls to 03 numbers are charged at the same rate as 01 or 02 numbers from all phones.