Power of Attorney
What is a Power of Attorney?
A Power of Attorney is a legal document that allows a person or persons (attorney / attorneys) the power to act on behalf of another person (the donor) in relation to their personal welfare and /or property and financial affairs.
As a financial institution we only require a property and affairs document which authorises the attorney(s) to deal with the financial, property and affairs of the donor.
Why do I need a Power of Attorney?
Some of the reasons for obtaining Power of Attorney are;
- Illness or disability
- Living abroad
There are different types of Power of Attorney documents. We recommend that you seek advice on which type of Power of Attorney is most suitable for you.
Norwich & Peterborough Building Society only accepts English, Welsh, Scottish or Northern Irish Power of Attorney documents.
More information can be found on the websites below:
You can also obtain further information regarding Powers of Attorney by contacting the Office of the Public Guardian on 0300 456 0300.
Registering Power of Attorney
1. Please read and complete:
- A Power of Attorney document.
- Power of Attorney application form.
Download here to register for savings accounts
Download here to register for current accounts
or visit your local branch.
Before completing the Power of Attorney / Court Appointee information form, you should ensure you have read our information on the Financial Services Compensation Scheme.
Please note - If you are sending a copy of the Power of Attorney Document, this must be certified (see 'Important information - Document certification').
2. Send completed documents and proof of identity to our team below:
- You will need to provide 2 forms of Identification to prove your name and address. Please see 'Proof of identity'.
- Please post to:
Peterborough Business Park
Please note - For documents containing photographs or signatures, please send certified copies rather than originals. Please see 'Important information - Document certification' .
3. Receive confirmation
Once all of the correct documentation has been received, the Power of Attorney will be sent to our specialist team who will notify you in writing once registration is complete.
4. Online access (optional)
Once Power of Attorney has been registered, you may be eligible to register the account for online access. You can register online here.
Removing a Power of Attorney
If you have an English or Welsh Power of Attorney and would like it to end, you’ll need to register a Deed of Revocation at the Office of the Public Guardian. If the Attorney(s) no longer wants to act then a Deed of Disclaimer is required.
In Scotland or Northern Ireland there are different requirements for ending Power of Attorney documents or where an Attorney no longer wants to act. For more information contact the relevant Government department
A person who has been appointed to carry out decisions for another person.
These are copy documents which have been checked and verified as being the same as the original by one of the following: bank/building society employees, solicitors, accountants, commissioner for oaths, independent financial advisers or the Post Office.
Deed of Disclaimer
This is required when an individual no longer wishes to act as an Attorney. This deed needs to be sent to the Office of the Public Guardian for registration before it can be used.
Deed of Revocation
This is used in England and Wales when you want to end the rights you have given under a Power of Attorney. It needs to be sent to the Office of the Public Guardian for registration before it can be used. See https://www.gov.uk/power-of-attorney/end for more information.
The Donor is the person who lets someone else (the Attorney) make decisions for them.
Power of Attorney
A Power of Attorney is a legal document that allows the Attorney to make decisions or carry out transactions for another person. There are three main types in England and Wales:
- Lasting Power of Attorney – There are two different Lasting Powers of Attorney, one which relates to health and welfare and one for property and financial affairs. It would be one relating to property and financial affairs that you would register with us. They need to be registered at the Office of the Public Guardian.
- General Power of Attorney – These do not need to be registered however if you lose mental capacity they will no longer be valid. They are often used to give rights for a specific event, for example if you need someone to be able to make decisions for you temporarily when you go on holiday.
- Enduring Power of Attorney – Enduring Powers of Attorney are only valid if they were signed and written before 1 October 2007. You can use them even if they haven’t been registered at the Office of the Public Guardian provided that you still have mental capacity. If you start to lose mental capacity the Power of Attorney will need to be registered at the Office of the Public Guardian.